Auto Finances

Automatic Choice For Wheelchair Accessible Vehicles

They’re called WAVs, wheelchair accessible vehicles, and they make day-to-day travel a whole lot easier for thousands of wheelchair users and their families right across the length and breadth of the country.

And WAVs are improving all the time, in all kinds of ways. Now you can opt for a WAV with automatic transmission instead of manual. That’s great news if you do a lot of long distance travelling.

But the improvements just don’t stop there. The latest wheelchair accessible vehicles (WAV) models are the greenest yet with state-of-the-art engines reducing emissions and improving fuel efficiency. No need to worry about global warming while heading down the motorway. You’ll be doing your bit for the environment!

While it may be good to know WAVs are keeping pace with their mainstream counterparts, the choice of transmission may not be the number one priority in your life. More likely, other more mundane considerations will be paramount, especially if you’re looking to acquire your very first WAV. There’s a lot to ponder.

First things first – are you the driver? If yes, then likely you’ll need a string of special adaptations to be put in place in the vehicle before you can head out onto the open road. If no, even as a passenger there is much to think about.

For starters, whether driver or passenger, are you going to buy or lease? What about a second hand vehicle as an option? The size of your wheelchair is a key factor in your choice of WAV. So is the number of people you are likely to travel with, as is the amount of equipment you might need for any journey.

So much to think about indeed. However, that’s just the beginning. How are you going to get in and out of the vehicle of your choice? Ramp or electric lift? Small WAVs usually only have a ramp. Larger vehicles can be fitted with both. An electric winch might be the answer if your carer has difficulty pushing your wheelchair up the ramp.

Small WAVs usually seat four people, including the wheelchair user, and the floor is normally lowered to provide extra headroom. The lowered floor also helps reduce the angle of the ramp, making getting in and out so much easier.

Having said that, some vehicles have raised roofs instead. So think about where you normally go – or park. Is there room for the ramp and enough space so you can manoeuvre your wheelchair in and out? Will you be keeping your WAV in a garage when not in use? Is the garage roof high enough?

So what’s next? Why not take a test drive. That way you’ll really see if the WAV you’ve chosen is the right one for you. Put it through its paces. Make sure the person who’ll be doing the driving is with you. And it’ll probably help you come to the correct decision if the people likely to travel with you are also in the vehicle, such as your carer, for example.

Top Auto Insurance Money Saving Tips

Auto insurance is very much affordable these days, especially if you are insuring a regular family saloon or other ordinary cars. Still, you can lower your auto insurance premium greatly by applying some of these money saving tips we are about to discuss in this article.

Start by adding extra security devices to your car. A sophisticated car alarm and GPS tracking device will greatly lower your auto insurance premium; in fact, these simple security measures will eventually pay for themselves as you save more on insurance premium.

If you are insuring multiple cars, make sure you insure them with the same insurance company. Ask for a multiple car discount and you will see your auto insurance premium being reduced by as much as 50%.

The same goes for buying multiple insurance policies from the same insurance company. If you are getting your home insurance and car insurance from the same company, you can save up to 70% by asking for a bulk discount on your purchases.

Of course, there are plenty of other money saving tips you can apply to lower your insurance premium. We will discuss more auto insurance advice and money saving tips right here on this site.

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Location de voiture Services in France

Our necessities are changing with the times and we are tending to give more importance to the comfort and reliability when we are on our way to make it large. One of such prime necessities that we have adopted over the years is Location de voiture or car rentals when we visit different locations and countries either for business or for pleasure. With increased demand for the Location de voiture many companies have came forward to cater increasing demands of people. As an end user, we always prefer the most budgeted deals and the cheapest deals wherever possible despite of the fact about our social status and budget. 

One of the positive changes, which we can see in the Location de voiture industry, is increasing competition among the companies venturing in the business. With the presence of international companies and their acclaimed positions, they are competing with the domestic car rental companies after understanding the economic structure of different countries. Many companies have accepted the competition in fairways, have implemented competitive rates, and have put forth many attractive schemes and offers to attract customers from various niches. We being the end users should take maximum advantage of this competition and always try to look out for the best and most competitive deals available with these companies. 

Furthermore, internet has provided with facility to compare the prices and services of these companies to make our preferences and plans easy. We do have options to search on internet to get the most desired and suitable deals on www.locationdevoiture.net in any part of the world. Apart from the online presence of the many car rental companies where we are able to know the different perspectives of these companies we can even compare them in all related elements using car hire comparison search engines. After all car rentals is not a mere luxury that we want to be associated with but has become a necessity for us. 

The Motability Car Scheme

Adapting a car to safely accommodate a disabled user and meet their specific needs can be expensive. There are options out there and one of those is the Motability Car Scheme. It could make your life a lot easier, so here’s a breakdown as to what it is, who is eligible, how to apply and some general tips.

What is Motability?

The Motability Car Scheme, run by independent charity Motability, is a scheme that allows disabled users and carers to own or lease a specially adapted disabled vehicle at an affordable price.

Am I eligible?

If you receive a higher rate of the mobility component of the DLA (Disability Living Allowance) or a War Pensioners’ Mobility Supplement, you could be eligible for the Motability Car Scheme.

Do I need to be able to drive?

No, once you have applied, under the scheme you can put forward two other people as named drivers of the vehicle. Do bear in mind, however, that there are certain restrictions for named drivers under the age of 25 and those with provisional licenses. All proposed drivers must have a record clear of serious driving convictions or disqualifications in the five years previous to the date of application.

What if I am applying on behalf of my child?

As long as the child (your own or the child you care for) is over the age of three and is entitled to the higher rate mobility component of DLA, you are still eligible to apply for a Motability car.

How does it work?

Effectively, you are substituting a Motability car for the particular benefit you are entitled to. So, the scheme starts at ‘nil’ advance payment deals (where you get the equivalent car and services to your weekly allowance) and extra payments are measured according to any further, specialised adaptions to or requirements for your Motability car.

What do I get?

The Motability scheme covers you for the following:

• Insurance, servicing and maintenance
• Full RAC breakdown assistance
• An annual tax disc
• Tyre and windscreen replacement
• 60,000 mileage over three years

There is also a standard range of adaptions which come at no extra cost, which your dealer will be able to list for you.
What kind of car can I get?

There are currently over 4,000 new cars available on the Motability scheme, from standard cars to specially converted vans and MPVs.

Should I lease or buy?

There are two options with a Motability car. The first is the lease, on Contract Hire, of a new Motability car. This lease can be for three or five years. Alternatively, you can get a new or a used Motability car on Hire Purchase, over a term of two to five years.

Most customers opt for leasing on Contract Hire. The payments for your disability allowance are made directly to Motability, and all the benefits as listed above are included. It is worth noting that buying a car outright is possible with Hire Purchase, however this service does not include insurance, servicing, maintenance and breakdown cover. If you do choose to buy a car outright, you will need to be receiving the disability allowance for the full length of your agreement.

For a free brochure on the Motability Scheme call 0800 916 3018 or email info@alliedmobility.com

Buying a New Car Guide: Getting and Comparing Quotes for New Cars

The best way to make sure that you would be getting the best possible price and rate on a car would be through comparing new car quotes. In the past, doing this could be a bit overwhelming and time-consuming. Fortunately, the internet now serves as a great place where you can do all your research and get and compare different quotes on new cars. Here are the steps that you can follow.

Once you have decided on the make and model of the car that you want to purchase, the first thing you need to do would be to look for car dealerships that offer it. Go online and look for local dealerships or even online dealers that are offering that particular make and model.

Visit the websites of the dealerships and check out what they are offering from cars to financing options. Many reputable car dealers today already offer free and instant quotes on the cars that they are selling. All you need to do would be to enter some personal and work information and you can get quotes quickly and for free.

Aside from visiting the websites of the dealers, you can also try visiting websites which offer multiple quotes on different car loans. Doing this can actually save you a lot of time by giving you several quotes after entering your information once.

List down all of the quotes that you would be getting and compare the terms of each such as what are included in the quotes. If possible, consult your spouse or someone who knows a lot of about car financing so you can be sure that you are making the best decision.

Make sure that if you have any questions about the quotes you would be getting that you would be asking the dealership and clarifying everything so you can consider the information that you would be getting in making your decision.

Audi A3: The Perfect Small Family Car

There are not many options if you are looking for a small family car. You can opt for a VW Golf or a Ford Escort, but you may not get all the interior space for the entire family. You can also opt for Vauxhall Astra Hatchback or even the BMW 1-series, but there are still things that you will miss from these cars. It may seem like there is no good car in this particular market segment, but that is certainly not the case today since Audi now has the Audi A3 catering to your needs and wants.

As a small family car, Audi A3 offers spacious and comfortable interior. The top model comes with a sophisticated in-car entertainment system; your kids or friends can hook up their portable gaming consoles and enjoy some light entertainment while traveling.

Audi A3 is also priced sensibly. The new Audi A3 costs around £17,000, but you can also opt for a supreme second hand Audi A3 and save up to £10,000 on the purchase. With different engine selections and options, you will be able to find the perfect Audi A3 to purchase without hassle.

This car certainly offers good value for money, and it is perfect for the entire family.

Car Insurance Mistakes – What Not To Do

Lots of insurance providers have made it very convenient or you to get the affordable car insurance. car insurance is already a costly monthly expense but you should not make it more costly by making some mistakes which will automatically raise your premium and you will end up spending extra amount of money every month.

Firstly, you should not provide any incorrect information to the car insurance company such as the type of the vehicle, profession, our age and address etc. you should know that these are the factors which are considered by the insurance companies while deciding about your policy cost. Some insurance companies even take into consideration the area in which you live and how dangerous it is in terms on vehicle accidents and thefts. If you have moved the house to the other area, you should inform it about it to the insurance company. Find the lowest auto insurance rate by comparing insurance quotes from different insurance companies online.

Don’t accept low insurance rates for a very small cover. If you did so you are only wasting your money. Getting low rates while sacrificing the adequate coverage is a very serious mistake which you are making and can cost more than what you expect. Getting adequate coverage with affordable auto insurance policy is the best decision and you can get it with just little research.

Another serious mistake which most of the people commit is that they don’t take advantage of the competition among insurers to obtain low insurance rates. They simply accept the first quote which they get from a single insurance company. You should remember that due to competition every insurer wants your business and ready to provide certain incentives to make you his customer.to avoid this mistake, you can go to several quote comparison sites to get quotes from different insurance companies and to make comparison to find the best.

The rates among different insurers can be almost same, but when you will look closely then you will find that there are certain discounts offered by many of them. By getting these discounts you can save huge amount of money. When you finally decide about the insurer, you should get information about him from the people who are already having their services about their customer services. In short, you should do all the possible things to make your decision perfect in every aspect. Other than this you should be a safe driver and should not be distracted when you are on roadside. You should try to prevent speeding fines and other tickets to keep your driving record clean. Disobedience of road rules and careless driving can result in paying higher insurance premiums. Along with this you should keep your vehicle in proper condition along with installing safety systems to it.

Sell Your Car Online

A few years ago, I was amazed by the fact that I can buy a well-maintained Mercedes Benz C320 without even leaving the comfort of my house. Today, it is just as easy to sell my car online. You can enjoy this convenience as well, and this article will show you how.

Selling your car online is actually very easy. The first thing you need to do is visit the site offering to buy your car, and then enter your registration number. You will then be presented with a couple of simple forms asking for various details about the car including mileage, service history, and MOT. You can also add information on options and features that you add to the car.

Once you have completed the form, all you need to do is wait for the valuation result. You will receive an email with the valuation result, describing how much you can get for the car. Instructions on how to set up an appointment should you decide to sell the car are also provided in the email.

The online tool can be used with no strings attached, so you can easily see if your car is valued at a price you think is acceptable before deciding to sell the car.